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Moving to Poland or any other EU Schengen country for work is an exciting step for non-EU citizens.However, understanding how healthcare works is crucial to ensure a smooth transition. This guide aims to clarify healthcare financing for foreigners working in Poland and other Schengen countries.
If you're insured in any EU/EFTA member states and are in Poland temporarily (like on a holiday), you're entitled to essential medical care. With the European Health Insurance Card (EHIC) or a Provisional Replacement Certificate of EHIC, you can access healthcare services on the same terms as Polish insured individuals. This includes:
The National Health Fund (NFZ) will cover your treatment costs in Poland if you present your EHIC or Provisional Replacement Certificate. Without these, you might receive a bill from the healthcare provider, which you can later claim from your health insurance institution back home.
The scope of healthcare services you're entitled to depends on the nature of your stay in Poland. For detailed information, it's recommended to check the official National Health Fund website.
Non-EU citizens working in Poland with local insurance have the same access to healthcare as Polish citizens. This means you can use the public healthcare system under the same conditions, ensuring you're well-covered during your employment.
Poland has social security and health cooperation agreements with several non-EU countries, including Albania, Bosnia and Herzegovina, Montenegro, North Macedonia, Serbia, and Tunisia. Citizens of these countries can access necessary healthcare during their legal stay in Poland in cases of sudden illness or accidents, with costs covered by the Ministry of Health.
If you're not insured in Poland or any EU/EFTA state and don't belong to a country with a bilateral agreement with Poland, you can still receive medical care, but it will be chargeable. If you have a suitable medical insurance policy, such as those required for Schengen visas, healthcare providers can settle costs directly with your insurance company.
Bilateral agreements between Poland and third countries often ensure free emergency medical care for citizens during their stay. However, the extent and conditions of such coverage can vary, so it's essential to check the specific agreements Poland has with your country.
Understanding healthcare coverage is vital for a worry-free employment period in Poland or any other Schengen country. Always check the most current and detailed information from official sources or your employer to ensure you're fully prepared for your new adventure.